| AVERAGE LIVING EXPENSES
|
|
ITEM
|
MONTHLY
|
ANNUAL
|
|
HOUSING
|
|
|
|
Rent/First Mortgage (circle whichever applies)
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|
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Second Mortgage/Equity Loan
|
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Property Tax (if not included above)
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Homeowners/Tenants Insurance (if not included above)
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|
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Home Maintenance (snow, trash. Lawn, pool)/Condo Fee
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|
|
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Oil/Gas/Wood
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|
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Electricity
|
|
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Home Telephone (including long distance)
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Water/Sewer
|
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|
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OTHER ESSENTIALS
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Groceries at home
|
|
|
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Personal Care Items (from drugstores etc.)
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|
|
|
Vehicle(s):
|
|
|
|
Payment
|
|
|
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Insurance (monthly = annual/12)
|
|
|
|
Fuel
|
|
|
|
Maintenance & Excise Tax
|
|
|
|
Tolls/Parking/Public transportation/Taxi
|
|
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Clothing/Footwear
|
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Laundry/Dry Cleaning/Repairs/Alterations
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|
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Haircuts/Salon Srvices
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Out-of-pocket Medical (doctors/dentist/eyewear/medications)
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|
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Life/Health/Disability Insurance Premiums
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|
|
|
DayCare
|
|
|
|
School Tuition and fees/Student Loan Payments
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|
|
|
School Supplies/Activities/Trips/Summer Camp/etc.
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|
|
|
Child Support/Alimony Paid
|
|
|
|
SUBTOTAL – ESSENTIAL EXPENSES
|
|
|
|
ITEM
|
MONTHLY
|
ANNUAL
|
|
Banking (service charges, ATM, money orders, checks)
|
|
|
|
Children’s Allowance
|
|
|
|
Entertainment/Recreation/Hobbies/Sports (include babysitting)
|
|
|
|
Cable TV/Movie Rentals
|
|
|
|
Restaurant/Fast Food/Take-out Meals
|
|
|
|
Food at Work or School
|
|
|
|
Dues/Membership Fees (social, professional, healthclub)
|
|
|
|
Computer Software/Supplies/On-Line Service
|
|
|
|
Cellular Telephone/Beeper/Pager
|
|
|
|
Books/Newspapers//Magazines/AV Tapes/CDs
|
|
|
|
Donations: Charitable/Religious
|
|
|
|
Pet Food/Veterinarian/Grooming/Boarding
|
|
|
|
Tobacco/Alcohol
|
|
|
|
Gifts (holiday, birthday, etc.0
|
|
|
|
Lottery Tickets/Bingo/Gambling
|
|
|
|
Vacations/Weekend Trips/Day Trips
|
|
|
|
Other Expenses
|
|
|
|
SUBTOTAL – DISCRETIONARY EXPENSES
|
|
|
|
TOTAL ALL EXPENSES
|
|
|
