AVERAGE LIVING EXPENSES
|
ITEM
|
MONTHLY
|
ANNUAL
|
HOUSING
|
|
|
Rent/First Mortgage (circle whichever applies)
|
|
|
Second Mortgage/Equity Loan
|
|
|
Property Tax (if not included above)
|
|
|
Homeowners/Tenants Insurance (if not included above)
|
|
|
Home Maintenance (snow, trash. Lawn, pool)/Condo Fee
|
|
|
Oil/Gas/Wood
|
|
|
Electricity
|
|
|
Home Telephone (including long distance)
|
|
|
Water/Sewer
|
|
|
OTHER ESSENTIALS
|
|
|
Groceries at home
|
|
|
Personal Care Items (from drugstores etc.)
|
|
|
Vehicle(s):
|
|
|
Payment
|
|
|
Insurance (monthly = annual/12)
|
|
|
Fuel
|
|
|
Maintenance & Excise Tax
|
|
|
Tolls/Parking/Public transportation/Taxi
|
|
|
Clothing/Footwear
|
|
|
Laundry/Dry Cleaning/Repairs/Alterations
|
|
|
Haircuts/Salon Srvices
|
|
|
Out-of-pocket Medical (doctors/dentist/eyewear/medications)
|
|
|
Life/Health/Disability Insurance Premiums
|
|
|
DayCare
|
|
|
School Tuition and fees/Student Loan Payments
|
|
|
School Supplies/Activities/Trips/Summer Camp/etc.
|
|
|
Child Support/Alimony Paid
|
|
|
SUBTOTAL – ESSENTIAL EXPENSES
|
|
|
ITEM
|
MONTHLY
|
ANNUAL
|
Banking (service charges, ATM, money orders, checks)
|
|
|
Children’s Allowance
|
|
|
Entertainment/Recreation/Hobbies/Sports (include babysitting)
|
|
|
Cable TV/Movie Rentals
|
|
|
Restaurant/Fast Food/Take-out Meals
|
|
|
Food at Work or School
|
|
|
Dues/Membership Fees (social, professional, healthclub)
|
|
|
Computer Software/Supplies/On-Line Service
|
|
|
Cellular Telephone/Beeper/Pager
|
|
|
Books/Newspapers//Magazines/AV Tapes/CDs
|
|
|
Donations: Charitable/Religious
|
|
|
Pet Food/Veterinarian/Grooming/Boarding
|
|
|
Tobacco/Alcohol
|
|
|
Gifts (holiday, birthday, etc.0
|
|
|
Lottery Tickets/Bingo/Gambling
|
|
|
Vacations/Weekend Trips/Day Trips
|
|
|
Other Expenses
|
|
|
SUBTOTAL – DISCRETIONARY EXPENSES
|
|
|
TOTAL ALL EXPENSES
|
|
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